Stop chasing payments! Automate MCA Servicing
From daily ACH management to recovery workflows, Onyx IQ automates servicing and collections with instant notifications so you can react faster.
- ACH Management
- Automated Collections
- Legal and Recovery automation
Focus on growth, not paperwork.
Automate Servicing
Transform your MCA system
Get full control over servicing and collections
Servicing and Collections without headaches
Pain Points:
- ACH pulls tracked across multiple tools
- Manual balance updates and reversals
- No real-time view of delinquencies
- Investor questions take hours to answer
Beyond servicing. A full Merchant Cash Advance engine
Loan Origination
Stop managing files and start building your "brain". Using Scorecard Modeling, you can hard-code your underwriting box to auto-approve or decline deals instantly.
Portfolio Management
Real-time visibility across your book.
Consolidate every step of your deals into a unified system. Monitor portfolio health with personalized dashboards that surface risks before they compound.
Syndication Management
Scale capital without admin overhead.
Stop using manual controls for your syndication management. Track investor allocations and payouts in a Unified Ledger that updates with every payment.
Servicing & Collections
Loan Servicing and Collections that runs itself.
Manage the entire lifecycle of your capital from a centralized ACH command center. Have instant triggers for recovery workflows the moment a debit fails.
Here's what alternative lenders have to say about Onyx
“We highly recommend it to any company looking to streamline their workflow, track payments and syndications, automate underwriting with every type of integration needed, and achieve better results.”
“The ONYX platform has taken my business to the next level of growth. The workflow of this software makes our process seamless. I would recommend ONYX to anyone.”
“I've been using Onyx for the past 7 months and the only thing I would say is SIMPLE!!! I love how easy it is to use and how user friendly it is. They are continuing to evolve with automations but funding functionalities are on point!”
“Onyx IQ gave us the structure and compliance framework we needed from day one, removing operational friction and elevating the professionalism of the business as we grew.”
“Onyx IQ helped us streamline credit, ACH, and contract workflows into one system and made underwriting faster and more focused using the Scorecard.”
“We’re handling more volume with the same team, funding more deals, and cutting underwriting time by roughly 30%. Everything now runs in one system instead of spreadsheets, and deals move without stalling.”
“Onyx IQ is reliable, easy to use, and backed by the most responsive support team we’ve worked with. When issues arise, they’re handled quickly.”
Your Team Stays the Same. Servicing Gets Cleaner.
- 90% less manual servicing work
- Fewer ACH errors
- Faster investor reporting
- Always audit-ready
See MCA Servicing Done Right